Top Payout Casinos

Ever wonder which online casinos actually give you the best shot at taking home big wins? In this guide, the BetPokies team breaks down the highest-paying Aussie casinos and what makes them worth your time. From RTP to volatility, we explain the key factors that impact your winnings — so you can play smarter and win more.

Top Payout Casinos
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John Gold
Written byJohn Gold
17 Min Read
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Understanding Casino Payout Percentages

In online gambling circles, the “Return to Player” — or RTP — is the closest thing players get to a statistical edge. It’s a number that claims to reflect how much of your wagered money will be returned over time. But the keyword is time. RTP is calculated over thousands, sometimes millions of spins. What you experience in a single session is rarely in line with that average.

Understanding Good Percentage Payouts

Not all games are built equally. Some give more back than others. A good RTP generally means anything above 97 percent. You won’t find 100 percent — that would suggest no house edge, and casinos aren’t in the charity business.

Games like blackjack and baccarat often hover near the top end, depending on the rules and the provider. Some online pokies also breach the 97% threshold, but they’re rare. That number is usually fixed by the developer, not the casino.

How the Average Payout Is Calculated

As mentioned before, payout percentage can vary depending on a particular game, its developers, game features and mechanics, etc. However, you can still see a specific number when browsing through casino games. So, how is it calculated? The payout percentage or RTP is determined by a game developer and calculated through a simple formula.

Exploring Profitable Pokies

It depends on what you mean by profitable. If you're chasing consistency, look for high RTP and low volatility. That means smaller but more frequent payouts. If you're swinging for jackpots, high-volatility pokies might appeal — though they come with longer dry spells. Volatility usually falls into three categories:

  • High: Rare but large wins.
  • Low: Frequent, small returns.
  • Medium: Somewhere in between.

None of these change the house edge. But they do shape the rhythm of play — and how long your bankroll lasts.

House Edge

The house edge is the casino’s take. It’s what’s left when the RTP is subtracted from 100%. If a game has a 96% RTP, that means the house edge is 4%. That 4% is how the casino stays in business — and how you slowly lose your money if you play long enough.

Top 10 Highest Paying Online Pokies Machines

There are pokies that buck the trend. The following titles — curated by BetPokies — have some of the highest RTPs available to Australian players. Each offers a different mix of volatility, features, and betting limits. But if you’re playing with long-term value in mind, these are worth a closer look.

Guns N' Roses
Guns N’ Roses
Game developer:
NetEnt
Release date:
Jan 2016
Game types:
Return to player:
96.98%
Variance:
Game Features:
Max win:
1250
Min bet:
0.20
Max bet:
200.00
Number of paylines:
20
Game Themes:
Summary

Guns N’ Roses by NetEnt is a high-energy pokie inspired by the legendary rock band. With tracks like "Sweet Child O’ Mine" and multiple bonus features — including Legend Spins and expanding wilds — this concert-themed game delivers explosive entertainment and plenty of win opportunities.

Thunderstruck II
Thunderstruck II
Game developer:
Microgaming
Release date:
May 2010
Game types:
Return to player:
96.65%
Variance:
Game Features:
Max win:
8000
Min bet:
0.30
Max bet:
60.00
Number of paylines:
243
Game Themes:
Summary

Thunderstruck II takes you deep into Norse mythology with gods like Thor, Odin, and Loki guiding your way to big wins. Instead of traditional paylines, it offers 243 ways to win and features a multi-level bonus round called the Great Hall of Spins, unlocking more rewards the more you play. With its cinematic graphics and engaging gameplay, this pokie is a true fan favourite.

Divine Fortune
Divine Fortune
Game developer:
NetEnt
Release date:
Jan 2017
Game types:
Return to player:
96.59%
Variance:
Game Features:
Max win:
200
Min bet:
0.20
Max bet:
100.00
Number of paylines:
20
Game Themes:
Summary

Divine Fortune brings ancient Greek mythology to life with majestic creatures and powerful gods. The game features falling wilds, free spins, and a progressive jackpot. With its elegant visuals and thrilling bonus features, Divine Fortune offers a mythical experience with big win potential.

Starlight Princess
Starlight Princess
Game developer:
Pragmatic Play
Release date:
Sep 2021
Game types:
Return to player:
96.50%
Variance:
Game Features:
Max win:
5000
Min bet:
0.20
Max bet:
125.00
Number of paylines:
20
Game Themes:
Summary

Starlight Princess combines anime-style visuals with a magic-themed world where cascading reels and multipliers create high-volatility excitement. The game features free spins and a bonus buy option for fast access to big win potential in a dreamy, celestial setting.

Reactoonz
Reactoonz
Game developer:
Play'n GO
Release date:
Oct 2017
Game types:
Return to player:
96.51%
Variance:
Game Features:
Max win:
4570
Min bet:
0.20
Max bet:
100.00
Number of paylines:
-
Game Themes:
Summary

Reactoonz is a quirky, fast-paced pokie filled with colorful alien creatures and cascading reels. Instead of paylines, it uses a cluster pays mechanic and comes packed with special features like Quantum Leaps and the powerful Gargantoon wild. Each win causes a chain reaction that can lead to even more rewards.

Starburst
Starburst
Game developer:
NetEnt
Release date:
Nov 2013
Game types:
Return to player:
96.09%
Variance:
Game Features:
Max win:
500
Min bet:
10.00
Max bet:
100.00
Number of paylines:
10
Game Themes:
Summary

Starburst is a classic gem-themed pokie known for its simplicity and dazzling visuals. With 10 paylines and expanding wilds that trigger re-spins, it's a great pick for both new and experienced players looking for low-volatility fun and bright, colorful wins.

88 Fortunes
88 Fortunes
Game developer:
SHFL (Shuffle Master)
Release date:
Jul 2016
Game types:
Return to player:
96.00%
Variance:
Game Features:
Max win:
250000
Min bet:
0.08
Max bet:
88.00
Number of paylines:
243
Game Themes:
Summary

88 Fortunes blends Asian symbolism and wealth-themed visuals to create a pokie that’s both fun and rewarding. With golden symbols, free spins, and four progressive jackpots, this game offers 243 ways to win and a high volatility experience ideal for those chasing big rewards.

Book of Dead
Book of Dead
Game developer:
Play'n GO
Release date:
Jan 2016
Game types:
Return to player:
94.25%
Variance:
Game Features:
Max win:
5000
Min bet:
0.01
Max bet:
100.00
Number of paylines:
10
Game Themes:
Summary

Book of Dead follows brave adventurer Rich Wilde as he journeys through Ancient Egypt in search of mythical treasures. This high-variance pokie features 10 configurable paylines, expanding symbols in the free spins round, and big win potential, all wrapped in a mysterious desert atmosphere.

The Impact of Higher RTP on Your Winning Odds

The best example to explain this properly is American and European roulette. The games and rules are the same in both. However, you can see the difference in the RTP rate: American roulette offers only 94.74%, while the European one — 97.40%. So, what makes this difference, and what does it mean for players?

Both games have the same payout range, 35-to-1, if you bet on a single number. However, the wheels are different. While the European version has only one zero, the American one has two, which means that there are 37 and 38 possible outcomes, respectively. This leads us to the point that the odds of winning in American roulette are lower than in European roulette. Therefore, the conclusion is that higher RTP does indicate higher chances of winning.

Best Payout Table Games

Above, we've talked about specific titles you might find interesting if you're looking for top payouts. Below, you will find information about other types of games, including table and speciality games.

Table GameTop RTPHouse Edge
Baccarat98.76%-98.94% (banker bets)1.06%–1.24%
Blackjack99.5%-99.8%0.2%–0.5%
Caribbean Stud90.33%–97.44%2.56%–9.67%
Craps98.5%+ (pass/don't pass)up to 1.5%
Keno90% (some as low as 71%)10%
Pai Gow Poker97.16%2.84%
RouletteFrench — 98.65%
European — 97.4%
American — 94.74%
1.35%–5.26%
Sic Bo95.97%2.78%
Video PokerAs high as 99.54%0.46%

6 Tips to Maximise Your Winnings at Online Casinos

Although successful outcomes of the games are never guaranteed in casinos, there are several simple tips you can use to increase your odds of winning.

Choose High RTP Games

Among a variety of casino games, you should look for the ones with higher RTP rates. They will guarantee you a higher chance of winning. Also, note that for games that require skills, such as Poker, Blackjack, Baccarat, etc., the RTP level is calculated for intermediate players. If you have never played these, your chances will be lower.

Use Welcome Bonuses

Following our previous point, bonuses offer an additional source of excitement. However, the most generous bonuses are usually Welcome bonuses. In welcome packs, you can find free spins, cash prizes, deposit and no-deposit bonuses, cashback, and others. However, you should carefully read the Bonus Terms, as sometimes very appealing and lavish bonuses come with very high wagering requirements.

Test Progressive Jackpots

Before playing progressive jackpots, you should be aware that landing jackpot combinations is extremely rare. However, if you are still eager to hunt for progressive jackpots, we recommend you use the demo version of the game to familiarise yourself with all the mechanics, features, and symbols. This will help you feel more confident when you start playing for real money.

Try Low Volatility Games

Although low-volatility games do not provide players with large payouts, they offer frequent wins. Usually, the minimum bets on low-volatility pokies are small. Therefore, you can prolong your gambling time and have a low-risk, balanced experience.

Practice Bankroll Management

In order to avoid overspending, you should properly manage your finances. Therefore, we suggest you follow simple rules, such as defining your bankroll in advance and using casinos' built-in limits. Make sure the set bankroll is realistic, and you can afford to lose the amount. Additionally, we recommend you never chase losses, as this can lead to excessive waste.

Try Different Online Casinos

When registering at online casinos, you receive welcome packs. Using this benefit, you get a chance to try out more titles in the casino without significant financial risk. However, don't forget to ensure the casinos you choose are safe, and the bonus wagering requirements are not too high.

Top 10 Highest Jackpot Pokies

The potential to win huge sums of money from a relatively small investment makes jackpot slots some of the most popular games in online casinos. As a result, jackpot slots are readily available at many of the best online casino slots sites across the world.

Progressive SlotProviderJackpot TriggerJackpot Range
Mega MoolahMicrogamingRandomly, spin on the jackpot wheel$1 million+
Aztec MillionsRealTime Gaming5 x Aztec Millions symbols on any payline$1 million+
Aztec MillionsNetEntBonus game, matching three jackpot symbols$500,000+
Mega FortuneNetEnt3 x bonus symbols, bonus wheel$250,000+
Arabian NightsNetEnt3 x bonus symbols, bonus wheel$100,000–$200,000+
Age of the GodsPlaytechRandomly, a match-three game for one of four jackpotsFluctuates, with the Ultimate Power Jackpot often hitting six figures
Jackpot GiantPlaytech5 x wild symbols on the first payline$100,000+
Joker MillionsYggdrasilFilling all reels with joker symbols in the jackpot spin$100,000+

Audited VS Unaudited Percentage

Ensuring the trustworthiness and reliability of an online casino is crucial for a fair and secure gaming experience. One of the key factors to consider is the transparency of payout percentages and the casino's commitment to being audited by reputable third-party organisations. Here, you can read a detailed explanation of the topic and learn about casino red flags.

Don’t Play at a Casino Without Published Payout Percentages

The payout percentage of a casino is a reliable indicator of its trustworthiness. If RTPs aren’t mentioned in the game table, you can’t find the recent payout report on the website, and the customer support service doesn’t offer you one, then it is likely a rogue casino. The absence of payout percentages is a huge red flag that says that the casino probably operates illegally without a valid licence.

Only Play at Casinos Audited by Trusted Professionals

Even though having income from casino games is never guaranteed, only licensed and trustworthy casinos can offer you a chance of a real money win. Therefore, you should always check a casino for the following certificates.

  • First and most important is a valid license. You must check its presence not only on a casino’s site but also on a licensing body's website.
  • Secondly, a casino should have an eCOGRA certificate. It proves the transparency of the casino's T&Cs, game mechanics, and players’ safety.

Some more reliable testing agencies, such as Gaming Labs International and BMM Testlabs, have certificates that approve a casino's trustworthiness. Additionally, you can search for a casino’s review on BetPokies to ensure its security.

If you have any doubts about our dedication to conducting deep research about each casino, visit our "How we rate casinos" to learn more about our principles.

What Is an Untrustworthy Payout?

There are casinos that purposely increase the RTP numbers of games. However, only game providers can make real changes in RTPs. Therefore, in addition to the previously mentioned points about uncovering rogue casinos, it is always a good idea to double-check the RTP rate of a particular game on the developer’s website to ensure the casino isn’t trying to fool you.

Payment Methods for Quick Payouts

Finding a casino with good payouts may seem like a success, but it's not. If you have to wait weeks for those payouts, all the happiness from winning will turn into a boring wait. That's why it's important to choose a casino that guarantees not only high but also fast payouts.

Сryptocurrency

Cryptocurrency offers the fastest casino withdrawals. Choosing to use Bitcoin, Litecoin, or any other crypto will offer fast transactions.under 24 hours.

E-wallets

Electronic wallets are very popular among those looking for fast payouts. They are convenient to use and can complete transactions in hours.

Bank Transfer

Even though bank transfers are one of the most popular withdrawal options, they are often considered the slowest, procesing transactions during about 5 business days.

Debit Cards

Like bank transfers, debit card options are available in every casino. However, the transaction process also takes 3 to 5 working days, and not every debit card is suitable for withdrawals.

Deciding which payment method to choose is completely up to you. What's more, everyone might have different criteria when choosing one. However, as a gambling expert, I have a little recommendation for you. At BetPokies, we mostly use cryptocurrency, as it is accepted by 99% of online casinos nowadays and provides instant transactions. But make sure the currency is stable, like USDT.

Common Misconceptions to Avoid

The diverse world of gambling can be confusing not only for beginners but also for experienced players. Therefore, we offer you the opportunity to debunk some of the common myths we've mentioned in the article.

  • Playing High RTP Games Brings More Wins: You cannot rely on the RTP to determine the frequency or size of winnings. The RTP indicates how many of your winnings you will receive on average in the long run. Instead, when playing slots, you can choose low volatility, which guarantees more frequent but smaller wins.
  • Progressive Jackpots Are the Golden Goose: Even though progressive jackpots can potentially bring life-changing winnings, landing the jackpot combination is rare. Also, the potential of winning from jackpot pokies is tied to the RTP rate, which is usually the same as that of other types of slots.
  • Table Games Cannot Be Profitable: The RTP rates of Blackjack and Baccarat are around 99.5% and 98.9%, respectively. Also, unlike pokies, most card games require skills and knowledge. Therefore, by practising and getting better at them, you can increase your winnings.
  • It Is Easy to Outsmart the System: Casinos always have the advantage over players. Outsmarting a casino or attempting to do so is illegal, and the consequences you may face range from a ban on playing in a casino and withdrawing winnings to a lawsuit. Our team doesn’t recommend doing so.