Best Prepaid Cards that Work for Online Gambling

Best Prepaid Cards that Work for Online Gambling

Prepaid cards are a common payment method in online gambling. They work similarly to usual bank cards. However, unlike them, prepaid cards, are not linked to any bank accounts. Instead, users load money onto the card by making a one-time purchase or recharging the card when needed. This is a very useful feature for gamblers, as it helps keep your spending under control.

In this article, we will discuss various prepaid cards, including prepaid gift cards and reloaded prepaid cards, and dive into their functionalities and suitability for online gambling.

Types of Prepaid Cards

Here, you can get acquainted with the most common types of prepaid cards. You will learn about their pros and cons, limitations, and fees to choose the most suitable one for yourself.

Prepaid Gift Cards
Prepaid Gift Cards

You can purchase prepaid gift cards in banks, financial institutions, retail stores, and online merchants. One of the advantages of the card is that you can gamble using it right after receiving it. Also, the card grants you anonymity and convenience, as there is no need to share your banking info. However, you should note that while gift prepaid cards allow you to make deposits fee-free, they do not support withdrawals.

Reloaded Prepaid Cards
Reloaded Prepaid Cards

Reloadable prepaid cards function as e-wallets. You can reload your prepaid card via bank or e-wallet transfers or cash deposits. They provide security features like chip technology and virtual card numbers, enabling safe deposits and withdrawals at online casinos. However, if you like this option, you should know potential reloading and withdrawal fees vary by the card issuer and online casino.

Disposable Prepaid Cards
Disposable Prepaid Cards

Disposable prepaid cards are basically vouchers, which can be only used once. You can buy them in retailers. These prepaid cards allow user to stay anonymous by not sharing its personal and banking info. Disposable enable instant deposits at online casinos but can't be used for withdrawals.

Virtual Prepaid Cards
Virtual Prepaid Cards

Virtual prepaid cards are designed only for online use. These cards use a unique card number each time you make a transaction, which clearly makes them more secure. Although they are convenient for casino games, not all casinos accept them, and some cards may not support withdrawals.

Additional Prepaid Card Options for Gambling

In this section, you can find additional prepaid card options that also work well for online gambling.

Visa Prepaid Card

Visa prepaid cards are pre-loaded payment cards that can be used for online purchases and payments and function similarly to debit cards.

Visa prepaid cards provide certain measures to ensure the security of the payment process, which may include a zero liability policy, fraud monitoring, purchase protection and chip technology.

However, the BetPokies team must warn you that there are fees for using Visa prepaid card fees in online gambling. They include activation fees ($5 to $10), reloading fees ($1 to $5 per reload), and transaction fees (1% to 3%). Deposit limits range from $10 to $5,000+, and withdrawal limits from $100 to $10,000. Account suspension is possible for suspicious activity or violating terms.

  • Prepaid cards offer fixed funds to control gambling expenses and prevent overspending
  • Visa prepaid cards may have associated fees, such as activation, reloading, or transaction fees


Mastercard is a payment network processor, which means that it works as a "bridge" between a user's bank and a casino. When you make a deposit in an online casino, the operator requests your funds from your bank account via the Mastercard network. Then, the transaction must be approved by your bank, and if it is, you are charged your deposit amount.

Mastercard use features like tokenisation (replacing card numbers with unique tokens) and the EMV chip technology for better security. Note, that there are fees for using Mastercard in online gambling. They usually range from 0% to 3%, with deposit limits typically ranging from $10 to $1,000. Withdrawal limits can range from approximately $1,000 to $10,000 per transaction.

  • Use of SecureCode as a security feature that adds a layer of protection for online transactions
  • Account blocking can occur due to suspicious activity or violations, leading to restrictions on the cards used to play online


Paysafecard is a prepaid payment method that allows users to make online purchases without needing a bank account or credit card. It provides users with a unique 16-digit PIN code that can be entered at a casino's website to complete the transaction. The card can be purchased in various denominations and used multiple times until the balance is used up.

The unique 16-digit PIN code ensures secure and anonymous online gambling and other purchase transactions. Paysafecard offers fee-free deposits, but a monthly administrative fee of $2 to $4 is applicable. The deposit limit is $2,000, while the withdrawal limit is $5,000 per transaction.

  • Paysafecard offers two-factor authentication for added security, requiring verification and PIN codes
  • Paysafecard may charge nominal administrative fees for maintaining the card after a specified period of inactivity


Flexepin is a prepaid voucher-based payment method that allows users to play casino games and make online payments. Users can purchase Flexepin vouchers with a fixed cash value from authorised retailers or online platforms. The vouchers have a unique 16-digit code, that you must enter to complete transactions in online casinos.

Flexepin vouchers features advanced security technology, that protects the code from unauthorised access or tampering. The fees for using Flexepin in online gambling range from 0% to 5% of the transaction amount. The deposit limit ranges from $20 to $500 per transaction, and withdrawals are not supported.

  • Flexepin does not require users to provide personal or financial information during transactions
  • Limited to deposits only, as it does not support withdrawals


Neteller is an e-wallet for online payments. It stores and manages funds in a digital wallet. Secure login protocols, such as password hashing and salting, protect user accounts. User data and sensitive information are encrypted using industry-standard SSL technology, preventing unauthorised access or interception.

The fees for using Neteller in online gambling typically range from 1% to 5% of the transaction amount. The deposit limits can vary from AU$10 to AU$50,000 or more, while the withdrawal limits can range from AU$10,000 to AU$100,000 per transaction, depending on the specific online casino and the user's account status.

  • Neteller often offers loyalty programs or exclusive bonuses such as reward points and VIP programs for its users
  • Neteller may charge fees for depositing or transferring money to a bank account


The AMEX Prepaid Card is a payment option offered by American Express. Users can pre-pay and use it to make purchases. For easy monitoring and balance management, the card offers purchase protection and online account management.

Fees associated with the card include loading fees, ATM withdrawals, foreign currency transactions, and monthly maintenance fees. These fees can range from 1% to 5% of the transaction amount or fixed fees. Withdrawal and deposit limits when using the card for online casinos can range from AU$500 to AU$5,000 per transaction.

  • Access to higher deposit limits (subject to the casino's policies) compared to specific other payment methods
  • AMEX prepaid cards may have associated fees, such as activation or monthly maintenance fees


Skrill is an online payment system that enables transactions on gaming platforms, including deposits and withdrawals. It uses fraud detection tools such as machine learning algorithms and behavioural analysis to prevent fraud. Transactions are monitored in real time to help identify suspicious behaviour. Skrill also follows strict regulatory standards for enhanced security, including AML and KYC requirements.

Fees for Skrill in online gambling can range from 1% to 5%. Deposit and withdrawal limits start from approximately $10 and can go up to $10,000 or more, e per transaction.

  • Skrill Knect loyalty program rewards users with points for transactions, redeemable for benefits and discounts
  • In certain online casinos, Skrill deposits may not be eligible for specific bonuses or promotions


Neosurf is a payment method based on prepaid vouchers. Neosurf eliminates the need to provide personal or financial information during transactions by using prepaid vouchers. Each Neosurf voucher has a unique code, ensuring secure and private transactions.

Neosurf has several built-in fraud prevention measures such as transaction monitoring and anti-fraud algorithms. Neosurf's online gaming fees range from 0% to 3%, depending on the platform. Deposit limits typically range from $10 to $250, while withdrawing limits vary from $500 to $2,500 per transaction.

  • Neosurf prepaid vouchers have a fixed value that helps prevent gambling overspending
  • Neosurf vouchers are non-refundable and cannot be recovered if lost or stolen

ecoPayz x ecoVirtualcard

ecoPayz is an e-wallet platform that enables online payments and offers features like multiple currencies, prepaid cards, and linking bank accounts. Account levels (Gold, Silver, and VIP) determine fees, limits, and benefits.

The ecoVirtualcard provides purchase protection, and users can enable two-factor authentication to increase security. Fee percentages for ecoPayz and ecoVirtualcard range from 1% to 5%, with deposit limits are between $10 and $50,000+. Withdrawal limits typically vary from $10 to $100,000 per transaction.

  • ecoPayz uses advanced fraud monitoring systems like risk assessment algorithms to detect and prevent fraudulent activities
  • Transaction amounts and usage may be limited based on the account level or type


PayPal is a fast online payment system that allows you to make electronic transactions. It uses encryption technology and two-factor authentication will protect your personal and banking information.

If you choose PayPal as a payment option in online casino, you-ll face fees. The fee percentage usually range from 2.9% to 4.4% of the transaction amount. Depending on the online casino or platform, the deposit and withdrawal limits are around $10 to $10,000 or more. Be aware that specific fees and limitations may appear based on your location, currency conversion, and account type.

  • PayPal offers services like PayPal Credit for deferred payments and a business debit Mastercard
  • PayPal may restrict or suspend accounts if they suspect violations of terms and conditions or suspicious activities

Please, be aware that even though prepaid cards offer anonymity, if you win real money in a licensed casino, you will have to verify your identity anyway.

Tips for Using Prepaid Cards for Online Gambling

  1. Choose a prepaid card that suits your needs and preferences after researching its pros and cons.
  2. Familiarise yourself with the deposit and withdrawal limits and any applicable fees.
  3. Make sure the online casino accepts the specific prepaid card you want to use.
  4. Keep track of your card balance to avoid declined transactions.
  5. Do not share your card details and personal info on unauthorised websites.
  6. Prepaid cards are good for practising responsible gambling. If your data is compromised, only the funds on the card are at risk, unlike a debit card linked to your bank account.
  7. Fund your prepaid card with a debit card or bank account to avoid additional fees. Credit cards may charge extra for loading a prepaid card as a cash advance.

Despite all the advantages of prepaid cards, each one has downfalls. Therefore, we highly recommend that you dive deeper into the issue of choosing a prepaid card and read reviews of each one separately on the website.

Alicia Want

Alicia Want

Content Expert

Alicia Want knows all the ins and outs of useful and valuable content. Despite no prior igaming experience, she fell in love with pokies machines. Before joining the team, Alicia was an editor at a small Melbourne newspaper but found her calling in the gambling industry.